01
Choose what to swap
Pick the asset you have, the asset you want, and the amount. WAGMI keeps the flow simple while routing across deep liquidity.
WAGMI
We're All Gonna Make It
How it works
Swap, earn, borrow, and automate without giving up custody.
WAGMI brings live routes, yield vaults, lending markets, and automated portfolio actions into one self-custodial account.
02
Compare live routes
WAGMI checks LI.FI and directly integrated routes so you can use the best executable quote available for that pair.
03
Confirm from your vault
Your WAGMI account signs from your self-custodial vault. You keep control while WAGMI handles the route logic.
04
Put it on Autopilot
Fund an Autopilot account and WAGMI scans and executes profitable arbitrage routes for you automatically — hands-off, and still signed from your self-custodial vault.
Why WAGMI
Built for opportunity, with control still yours.
Self-custodial
Your crypto sits in wallet addresses controlled through your vault credentials and backup. WAGMI does not hold your assets on your behalf.
Best-route execution
WAGMI is designed to compare routes instead of locking you into one venue. The goal is a better executable swap, not just a pretty quote.
Autopilot account
A separate Autopilot account executes profitable arbitrages automatically and parks idle funds in earn vaults while it waits — funded from, and kept separate to, your main WAGMI account, always in your self-custody.
WAGMI products
One vault, three ways to put your assets to work.
Use Earn and Borrow yourself, or fund a separate Autopilot account that can coordinate Swap, Earn, and protected Borrow positions.
How Earn works
Deposit into yield opportunities while keeping the position connected to your WAGMI vault.
- 1
Choose an asset
Select the asset you want to put to work. WAGMI shows supported vaults across networks and protocols in one place.
- 2
Compare net yield
Review the live APY, protocol, network, and route. WAGMI compares opportunities so you can choose an executable vault, not just a headline rate.
- 3
Deposit from your vault
Confirm the amount with your WAGMI vault. Your assets move directly into the selected earn protocol while remaining associated with your self-custodial account.
- 4
Withdraw when needed
Your position and accrued value stay visible in WAGMI. Withdraw back to the matching wallet whenever the underlying protocol permits it.
How Borrow works
Borrow against supported collateral and monitor the protocol's live liquidation risk.
- 1
Choose what to borrow
Select a debt asset and compare available lending markets by network, protocol, borrow APR, and supported collateral.
- 2
Deposit collateral
Choose an eligible collateral asset. WAGMI limits the opening amount with a safety margin below the protocol's maximum loan-to-value ratio.
- 3
Open the loan
Your vault signs the protocol transactions. Borrowed funds arrive in the selected WAGMI account; WAGMI records the position for live monitoring and repayment routing.
- 4
Manage live risk
Track outstanding debt, collateral, APR, and the protocol's live health factor. Add collateral or repay debt before the health factor reaches the liquidation point of 1.00.
Separate automation account
How Autopilot works
You fund Autopilot from Main and choose its limits and eligible assets. Autopilot keeps its own addresses and positions, then prioritizes urgent loan protection before ordinary Earn deployment or swap and arbitrage execution.
Priority: protect an at-risk opted-in loan → execute a qualifying swap or arbitrage → keep eligible idle capital earning.
Open Autopilot Swap
Autopilot scans executable routes and price differences across supported venues and networks. It only acts when a route clears your configured profit and trade-size rules.
Earn
When there is no qualifying swap or arbitrage, eligible idle assets can be deployed into approved WAGMI Earn vaults. Funds are withdrawn when a higher-priority action needs them.
Borrow
Loans opened from the Autopilot account remain separate from Main. Their live debt, collateral, APR, and health factor are monitored so opted-in positions can be protected from liquidation.
Autopilot liquidation protection
Repayment schedule
For each loan that has protection enabled, the percentage applies to the live outstanding debt when an intervention is planned—not the original loan amount. If several bands are crossed between checks, only the deepest applicable band is used; percentages are not added together.
| Live health factor | Repay current debt | Action |
|---|---|---|
| Above 1.50 | 0% | No intervention |
| 1.50 or below | 8% | Repay part of live debt |
| 1.40 or below | 14% | Repay part of live debt |
| 1.30 or below | 20% | Repay part of live debt |
| 1.20 or below | 27% | Repay part of live debt |
| 1.10 or below | 33% | Repay part of live debt |
| 1.05 or below | 40% or more | Restore target HF 1.60 |
| 1.00 or below | As much as safely available | Emergency repayment |
Dynamic recovery target
Before execution, Autopilot estimates the repayment needed to restore health factor 1.60. At HF ≤ 1.05, reaching that target takes priority over the fixed percentage.
Funding the repayment
Autopilot withdraws only the required value from eligible Earn positions. It uses the same debt asset when possible, or routes USDC into the exact debt asset before repaying and verifying the new health factor.
Built-in arbitrage
Spot cross-network and yield spreads before they disappear.
Most wallets only show balances. WAGMI is built around action: compare swap quotes, monitor same-asset spreads across networks, and let an Autopilot account execute profitable arbitrages for you — parking idle funds in earn vaults while it waits.
Scan spreads across networks
WAGMI compares token prices and same-asset routes across networks so cross-chain price gaps are visible when they open.
Execute on Autopilot
Fund an Autopilot account and WAGMI executes profitable arbitrage routes for you — automatically, signed from your self-custodial vault, above the minimum profit you set.
Earn while it waits
Idle Autopilot funds auto-deploy into earn vaults so your capital keeps working between trades, and are pulled back out to execute the moment an arbitrage appears.
Or stay hands-on
Prefer to act yourself? Set watchlists and minimum spreads, get emailed when an opportunity clears your threshold, and execute any route in one tap.